Tuesday, 3 November 2009

To Get Cheaper Car Insurance

To get cheaper car insurance, all you really have to do is switch providers each year to make sure you get the best deals and will allow you to take advantage of special offers for new customers. The insurance industry relies heavily on enticing customers with fantastic discounts and undercutting offers to hopefully get you to stay with them for a few years.

In most cases when you stay with the same insurance company, you will find that your insurance premium starts to creep up due to inflation or some other excuse, each and every year. You keep telling yourself "I'll have to find another insurance provider to get a better deal," but this very rarely happens, mainly because you think it could be a bit time consuming.

But just think of this for a minute, if you can take half an hour per year out of your daily schedule just to look through an index of top insurance providers, knowing this will save you a packet of money and will also get you the insurance that is tailor made just for you, it is well worth the effort don't you think.

The fact is: there are a lot of great deals that you can take advantage of and the trick is: tell them everything about your vehicle and where you park it within reason.
Obviously if you are a part time DJ or an Entertainer, you are going to get stung, because the insurance company will assume that your car is going to be parked outside a pub or a working men's club most nights, even if you get taxis to and from work.

To get cheaper car insurance, keep your car locked in a garage overnight, this helps reduce the premium. Obviously we are not all that lucky to have access to a garage but the next best thing is to park it on your driveway. This is generally considered a lower risk than parking your car on the road, because it is less likely to get stolen or accidentally damaged.

You can do a search for car insurance tips that will give you some ideas to help you fill out you policy and help you reduce your premium further. Don't forget: insurance companies have to give you a fourteen day cooling off period, so you can cancel your policy within this time when you find a better deal.

You will find a ten page index of top insurance providers at http://www.insuranceinformer.co.uk/insuranceproviders.html that specialize in different areas to suit your unique personal requirements.

Article Source: http://EzineArticles.com/?expert=Alec_Moir


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